Greetings, and welcome to my Berkshire Company website, There are multiple search and market knowledge links in these sites.
I appreciate you are interested in learning about me and how I may be able to help you accomplish your goals in real estate. You are welcome to explore any of my topics in conversation. All my content is original, subject to copyright and available on different platforms what have been established as early as 1997
Since 1996 David Carr, MA has followed through on a personal commitment to represent the best interests of fidicuary clients
throughout their real estate transactions, and after the closing.
The Greater New Haven Milford Metro Connecticut real estate business has changed
since 2006 for REALTORS and the public due to the large base of
information available online. Before the internet REALTORS had the
market information, which was enough for some people to earn a living.
in 2017 success is determined on
experience, and the ability to discern the relevant quality of a huge
quantity of current information sources. The internet is full of sites
that suggest home values and other important information.
How does the
data affect you? How do you verify it?
How do you decide what is significant, authentic and applicable to you and your unique situation?
How will you define your market?
month brings new information about the current market, sales figures and
transaction volume, but which report makes a difference to your goals?
Who is publishing these reports, and who is creating them?
Please understand the data source and lens of interpretation.
verification and discussion of market or property information is an
invaluable skill David Carr, REALTOR will provide to you as your agent.
STANDARD OF MY BUSINESS PRACTICE
Real Estate Agency is like baseball, the rules are the same but every game is different.
Honesty, Integrity & Commitment define my action.
The trust I have earned is worth more than the money.
Consistent Communication creates trust and peace of mind
Superior Market and Community Knowledge builds value.
Attention to Transaction Detail Management prevents problems.
Bulls Eye Market Updates via email support my dedicated clients.
Hear what others have to say, as I can only learn by listening.
Make others Successful and my success will follow.
Treat others as I would want to be treated.
The opportunity to help others achieve their financial goals is a sacred trust.
Knowledge is the foundation of one's ability to make a good decision.
As a Fidicuary agent I always put your best interest before mine..
Explore more of my website original content below.....
Designated Buyer Broker Representative since 1996
Free Advertising to support your favorite Non-Profit when we complete your transaction
Owner Representation for Sale of Residential and New Construction since 1996
Residential and Investment Property Sales Specialist
Understanding the Multiple Values of Home Ownership
Property Enhancement and Staging Specialist
Experienced Photographer and Visual Enhancement Specialist
Property Identification Specialist - Choose the right home for your life
Short Sale Expediter
Broker Price Opinion Comparable Valuation Specialist
Multifamily Investment Property Proforma Evaluation and Management Consultant
Raw Land Identification and Evaluation
Zero Energy Sustainable Building Resource Specialist
Bank Foreclosures and Corporate Owned Properties Acquisition
REO Asset Management
For Sale By Owner Consultation
Credit Improvement Consultation
Market Moments and Reflections
Dec 2, 2016 - Mortgage Interest rates have risen about 0.5%
since the election, which means a 30 year fixed 235,000 mortgage will
now have the same principle and interest rate (appx.$1088/month) as a
250,000 mortgage had at 3.5%. A 500,000 30yr mortgage was appx $2177 at
3,5%., at 4% you can mortgage $470,000 for that same monthly payment of
$2177. Remember to add PMI, Property tax and Homeowners insurance when
you compute your monthly payment.
Itemized tax deductions
(mortgage interest, PMI, property taxes) can reduce your tax payments
every year. Home Buyers can also deduct points, and may qualify for a
state mortgage credit certificate. You may be able to use as much as
$10,000 from an IRA for qualified acquisition expenses.
ship remains a pathway to forced savings, inflation protection, tax
savings, personally preferential locations, and financial security in
A 200,000 house is now (September 5, 2016) about $1563/month with 3.25% using a 30 year fixed FHA Loan
APR( Annual Percentage Rate) Provided with Free Pre Approval from your Lender of Choice
APR includes all your Home Loan costs (that may vary with lender).
FHA Maximum was recently 387,500 w/ 3.5% down on Dec 12, 2011
.....30 Year Fixed Mortgage Rate Line w/Points.....
Date---- Conv----FHA-----$200K FHA---CHFA----- 5/1 A.R.M.
02/09/13 3.625/03.250/0 838+725 2.750/1 3.000/0 >>>52YrLow>>50YrLow10 months) Debt/Income Ratio.